Many people have credit card now, even a university student who has not begin to work. It is easy to apply a cresit card from bank and is very convenient to use it in buying,eating,entertainment,etc. Do have credit card(s)? How do you think the credit card?
I don't have a credit card. I think credit card may bring convenience to our daily life. But to those who can not keep sustainable consumption, it may be the main reason that lead them to be moonlight clan.
I have one when I was a student in the university,but I haven't open it. I think it is a important financial tool for many people when need extra money to use.